Analyses

Backdoor Bailout Disclosure: Must the Federal Reserve Disclose the Identities of its Borrowers Under The Freedom of Information Act?

Fordham Journal of Corporate and Financial Law

Legal analysis of the Federal Reserve's (non) disclosure responsibilities and practices.

Read the Article »

Brookings - Telling the Narrative of the Financial Crisis: Not Just a Housing Bubble

Brookings Institution

Analysis of the importance of public perceptions of the causes of the crisis - and how they will affect chances of financial regulatory reform.

Read the Paper »

The Value of the "Too Big to Fail" Big Bank Subsidy

Center for Economic and Policy Research (CEPR)

One outcome of the TARP and other bank rescue efforts following the collapse of Lehman Brothers in September of 2008 is that the United States has essentially formalized a commitment to a “too big to fail” (TBTF) policy for major banks. This paper uses data from the FDIC on the relative cost of funds for TBTF banks and other banks, before and after the crisis, to quantify the value of the government protection provided by the TBTF policy.

Read the Report »

Interactive Graphic - The Bailouts: An Accounting

New York Times

Interactive graphic describing and totaling the cost of all federal assistance to the housing market, financial firms, money markets, automakers, and AIG.

View the Graphic »

America's Bailout Barons

Institute for Policy Studies

The Institute for Policy Studies has been tracking our nation's astounding executive pay bubble since 1994. This year's report focuses on executive pay among the 20 financial firms that have received the most bailout money.

Read the Report »

Failed Banks and the Deposit Insurance Fund

Calculated Risk

Graphic representations and discussion of: cumulative estimated losses to the FDIC Deposit Insurance Fund (DIF) and the quarterly assets of the DIF; FDIC bank seizures per week in 2009; and bank failures per year. Page also hosts a sortable list of all failed banks.

Visit the Resource »

TARP IG Reports Underscore Need for Better Transparency in Financial Bailout

OMB Watch: Fine Print

Commentary contrasting the information from SIGTARP reports with Treasury's efforts to increase transparency of the bailout

Read the Article »

Mortgage Repairs Lag Far Behind Foreclosures

Center for Responsible Lending

Sonia Garrison, Senior Researcher at the Center for Responsible Lending, discusses the slow pace of loan modifications in comparison to the growing number of foreclosures.

Watch the Report »

"Not Consistent With Independence"

OMB Watch: Fine Print

Commentary on Federal Reserve independence and transparency by OMB Watch.

Read the Post »

Improving Outcomes in the Obama Administration's Home Affordable Modification Program (HAMP)

ACORN

Analysis of challenges facing the administration's mortgage modification proram and recomendations for improving the performance of the program from ACORN.

Read the Report »

A Short History of Financial Deregulation in the US

Center for Economic and Policy Research (CEPR)

Outline and timeline of the major regulatory changes over the last three decades that created the context in which the financial crisis occurred.

Read the Report »

The Alphabet Soup Explained: An Analysis of the Special Lending Facilities at the Federal Reserve

Center for Economic and Policy Research (CEPR)

This paper looks at the trends in activity at the Federal Reserve’s newly-created special lending facilities, hoping to provide a better understanding of their operation and significance within financial markets. These facilities were created in response to the financial crisis and have expanded the Fed's balance sheet by over $1 trillion in terms of total assets.

Read the Paper »

The Fed Under Fire

American News Project via Huffington Post

VIDEO: The Federal Reserve is one of the most powerful and secretive institutions in Washington, long considered beyond the reach of lawmakers. But now, as details emerge of how the Fed secretly doled out more than a trillion dollars during the financial crisis, a rare bipartisan movement in Congress demands that the Fed be held accountable.

Watch the Report »

Managing a $700 Billion Bailout: Lessons from the Home Owner's Loan Corporation and the Resolution Trust Corporation

Report by the IBM Center uses case studies to analyze the operational challenges the federal government faces in implementing a series of financial relief programs

Read the Report »

Bailout Report Card: What Did Obama's Team Learn

U.S. PIRG U.S. PIRG’s latest edition of its Bailout Report Card, a report focused on accountability and transparency in planning and executing the bailout programs. Read the Report »

Legacy Loans Program: Back to the Drawing Board

Project On Government Oversight Project On Government Oversight: Analysis of problems with Treasury's Legacy Loans Program Read the Post »

Stressed Out by the Bailout

Taxpayers for Common Sense Taxpayers for Commen Sense analysis and commentary on the Troubled Asset Relief Program (TARP) Read the Article »

The Global Financial Crisis: A Plan for Regulatory Reform

Committee on Capital Markets Regulation Report by the Committee on Capital Markets Regulation, an independent panel of academics, on a new model of financial regulation Read the Report »

Concerns Grow Over Federal Home Loan Bank Investments

SubsidyScope Review and analysis of the Federal Home Loan Banks’ financial statements, focusing on the substantial "unrealized losses" on their investments in mortgage-backed securities Read the Article »

Reducing Foreclosures: No Easy Answers

Federal Reserve Bank of Atlanta Paper using econometrics to look at a leading argument about what is causing the foreclosure crisis and what should be done to stop it. Read the Paper »